Modern, Seamless & Integrated Payments.
This page outlines the BritePay payment fees for accounts denominated in UK Sterling (STG) and based in the UK. Your payment processing fees are based on the country your BritePay account is registered in.
Processing fees and accepted payment methods are subject to change at any time.
United Kingdom - Cards
Payment method | Processing fee | Payment currency |
Standard UK cards | 1.8% & 20p | GBP |
Premium UK cards | 2.2% & 20p | GBP |
International EEA cards ** | 2.8% & 20p | GBP |
International Other cards ** | 3.55% & 20p | GBP |
* Schedule breakdown of fees click here.
** Add 2% if currency conversion if required.
United Kingdom - Debit
Other fees | Fee | Payment currency |
BACS Direct Debit | 1.2% (cap £8.00) | GBP |
United Kingdom - Other
Other fees | Fee | Payment currency |
Card dispute fee (received & countered) | £20.00 per dispute | GBP |
Debit BACS Failed Transaction | Refer Stripe Docs | GBP |
Debit BACS Dispute | Refer Stripe Docs | GBP |
Premium Domestic Cards
For card classification, if your business is based in the European Economic Area (EEA) or the United Kingdom, your card processing fees will differ between standard domestic cards and premium domestic cards. Please refer to Stripe's support article for more information on standard versus premium cards. A list of EEA card countries is given at the bottom of this article.
Currency Conversion Rates
This is the standard quoted international rates. This assumes your customers will be paying in your currency (GBP£). If you offer goods or services for sale in a currency other than GBP, there will be a settlement fee of 2% currency conversion.
Custom Branding & SUN Statement Reference
In the UK, when you use BACS debit with BritePay, the reference on the client's bank statement, as well as any associated payment pages and emails, will be "Stripe".
You may want custom branding on your client's bank statement. To enable Custom Branding for Bacs Direct Debit payments in the UK, Stripe offers this feature at a cost of £50 per active month. This allows your business name to appear on customer bank statements, payment pages, and emails.
For detailed information and to activate this feature, please refer to Stripe's documentation Stripe Documentation - See the "Checkout" section in the document. You must apply for a SUN reference through your bank. Once you have secured a SUN reference number with your bank, we can facilitate enabling your SUN reference on your account.
Terms of Service
Your application and management of your BritePay account and all payments processed through BritePay by you and your clients are subject to the BritePay Terms of Service.
What are EEA cards?
If your client’s card was issued in any of the following countries, it is considered an EEA card.
AT: Austria
BE: Belgium
BG: Bulgaria
HR: Croatia
CY: Cyprus
CZ: Czech Republic
DK: Denmark
EE: Estonia
FI: Finland
FR: France
DE: Germany
GR: Greece
HU: Hungary
IS: Iceland
IE: Ireland
IT: Italy
LV: Latvia
LI: Liechtenstein
LT: Lithuania
LU: Luxembourg
MT: Malta
NL: Netherlands
NO: Norway
PL: Poland
PT: Portugal
RO: Romania
SK: Slovakia
SI: Slovenia
ES: Spain
SE: Sweden